Tax Smart Charitable Giving : A Year End Guide for 2025 Most people think of charitable giving as a simple transaction: you write a check to a cause you care about, and at tax time…
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Tax Smart Charitable Giving : A Year End Guide for 2025
November and December: The Perfect Months for Roth Conversions
As we head into the last couple months of the year, many of us start thinking about holiday plans, family gatherings, and wrapping up projects before the calendar flips. But for retirees and people nearing…
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Planning for Long-Term Care: For Your Parents and Yourself
Effective financial planning is about saving, investing—and managing risk. The saving and investing part is usually focused on retirement, so you can keep your lifestyle going even after you stop earning. The risk management part…
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Social Security and Taxes: Changes for 2025
Social security benefits are linked to inflation, and with inflation largely under control, the large cost-of-living (COLA) increases of the last several years are now a thing of the past. This year’s increase was much…
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I’d Like to Give More to Charity. How Can I Reduce My Taxes by Doing So?
Reducing Taxes With Charitable Giving There are a ton of different ways to give to charity, but not all of them will help you on your taxes. This week we cover a listener question about…
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Using Tech Tools to Bypass IRS Hold Times with Tomas Nally l Ep 246
It’s no secret that the IRS is underfunded right now. It takes most taxpayers months to receive refund checks, and most would rather go to the dentist than wait on hold to talk with the…
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Should We Move to Tennessee, Texas, or Florida to Reduce Costs in Retirement? l Ep 245
Lowest Cost States: Should We Move to Reduce Costs in Retirement? Financial media love to create lists of the “best” and “lowest cost” states to retire in. This week we answer a question about the…
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Understanding Self-Directed IRAs
The speed of change in the investment markets seems to be accelerating, and for many investors, traditional investments may not provide the risk-adjusted return they seek. Investors who access the markets through a taxable brokerage…
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Planning for Taxes 2024: Inflation Edition
The inflation rate has come down precipitously from the forty-year highs we saw in 2022, but it is still elevated. While we are seeing relief on prices, there are some positive impacts of higher inflation….
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Rethinking Taxes from a Risk Perspective
When you think about building a financial plan that will help you meet your goals at every stage of your financial journey, from your younger working years through retirement, saving and investing are usually the…
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