Get Started
Get Started Creating Value
And Long-Term Wealth
Our Approach
Organize
Get your financial life in order and gain a shared understanding of what success looks like to you.
Optimize
Assess strengths & vulnerabilities, and develop a strategy to reach your long term objectives.
Execute
Consistently make smart decisions and avoid pitfalls along your personal path to success.
Enjoy
Consistently make smart decisions and avoid pitfalls along your personal path to success.
Our Process
Our service model is engineered to provide an understanding of your financial life today,
explore your immediate & longer-term objectives, and develop an action plan to achieve them.
STEP 1
Introductory Meeting
Before committing a significant amount of our time or yours, this 30-minute call will give us a chance to make sure your situation matches our expertise. The call is complimentary, and nothing will be offered for sale. We will use the time to get to know one another and determine whether it makes sense for us to create a free one-page financial plan.
STEP 2
Our Analysis
We'll ask for a few basic documents like your tax return and account statements for review & analysis. We'll then build a customized one-page financial plan based on your financial information and your responses to our intake questions.
STEP 3
Plan Presentation
We meet for 60-minutes to present your one-page financial plan and explain, very clearly, what you need to do to reach your financial objectives. These recommendations and high-level guidance will encapsulate your complete financial situation and provide direction toward building, growing, and preserving your wealth.
STEP 4
Decision Time
We get it — choosing the right financial partner is a big decision. With your one-page financial plan in hand you’ll decide whether to implement the plan yourself, hire another firm for help, or work with us. If you’re comfortable with our approach and believe we’ll provide more value than the fees you’ll pay, we’ll proceed to onboard you as a client.
STEP 5
Implement and Enjoy
Onboarding as a new client is easy. We’ll gather any additional information we might need, set up a profile for you in our financial planning system, and get to work implementing your plan, together.
Let's Strategize
We believe successful and worthwhile achievements start with a plan.
Schedule an introductory call today to get started on yours.
What Does The Future Of Your
Business Look Like?
My Business Is Growing But I Don’t Know How Much to Pay Myself
Like it or not, when you own a business, your personal and business finances are inextricably linked. We can help you devise a distribution plan that supports your business and personal goals by incorporating W-2 wages, profit distributions, estimated tax payments, and your household spending needs. In a tax sensitive manner, of course.
I'm Transitioning into Retirement
Retiring may be the biggest lifestyle and financial adjustment you’ll ever make. Knowing how much you’ll need to live off of for the rest of your life can be a tricky question. We can help you build a viable retirement plan that provides peace of mind for you and your family, and minimizes taxes through income timing, strategic Roth IRA conversions and other strategies. All while optimizing your portfolio in a way that aligns with your objectives.
I Need A Viable Exit Plan
Successfully exiting a business requires careful forethought and execution. Our process helps structure an exit that yields maximum value for the organization you’ve worked so hard to build, all while minimizing taxes due on the transaction. We help you evaluate how much you need from a potential sale to fund your financial goals, how to replace the income and benefits your business currently provides, and transition as smoothly as possible into the next phase of your life.
Answering Your Key Questions
No. The process described above, including a one-page financial plan, is offered free of charge to anyone who may be a good fit for our services. If you’re not, we’ll gladly introduce you to a firm better suited for your needs.
If you decide to hire us for help implementing your financial plan, we have a flat annual fee for financial planning services. The amount is based on the complexity of your situation. Our current minimum is $5,000 per year.
No. If we determine a one-page financial plan is a good next step, we’ll ask for a few basic documents after our call.
We take a team approach at Three Oaks Wealth. You’ll be assigned a lead advisor you’re comfortable with as your primary point of contact and have interactions with our other associates and team members along the way.
It’s up to you! We’d love to see you in the office if you’re in the Sacramento area. If not, we're happy to host a Zoom call. Geography is not a limitation as long as you’re a U.S. citizen.
We do our best work with business owners in transition. This is most often the exit of a successful business into retirement, but also includes transitions through various growth phases, purchases of existing businesses, and adjustments in ownership structure.
Get organized. Create a plan.
The best time to plant a tree was 20 years ago.The second best time is right now.
Get started by booking a 30-minute introductory call.
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